How does your ideal retirement differ from reality, and what can we do to better align the two?
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Do your insurance needs stay the same when the nest empties?
Without even realizing it, most people are familiar with protection-first thinking. If you remember travelling on an airplane in a not too distant past, you would recall this important point in the safety demonstrations “In the event of sudden decompression, secure your own oxygen mask before helping others.”
Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.