Individuals & Families

A holistic approach to wealth accumulation is imperative, even if retirement is still many years down the road. We will help you identify your needs and create a financial plan that can withstand the fiercest market conditions. Confidence in your investments will allow you to enjoy your golden years without the stress of outliving your assets.

• IRAs (traditional, Roth, SIMPLE, SEP)
• Annuities (variable, fixed, indexed)
• Brokerage Accounts (mutual funds, bonds, stocks, ETFs, alternatives)
• Advisory Accounts (mutual funds, bonds, stocks, ETFs, alternatives)

The college landscape has changed dramatically over the years. So have the strategies for planning and paying for college. We are current on the rules surrounding educational tax credits, education savings vehicles, and how to develop a tailored education funding strategy. 

• Section 529 Plans (college savings & prepaid tuition plans)
• Custodial Accounts (UGMA, UTMA)
• Coverdell Education Savings Accounts

Insurance is the most effective way to leverage dollars and plan for the “what ifs” of life. Individuals who may have a need for insurance are those who have recently married, had a child, or purchased a home or business. Insurance is also instrumental in a comprehensive wealth management plan.

• Life Insurance (whole, variable, term, universal)
• Disability (short term, long term)
• Long-Term Care (traditional, hybrid life/LTC policies)

You have worked hard to accomplish your goals and provide for your family, and now want to ensure that your loved ones are taken care of for generations to come.  We help you design & implement legacy and estate planning strategies, bringing in top attorneys and tax advisors as needed.

• Charitable Gifting Strategies