INDIVIDUALS & FAMILIES

Always customized to your specific needs.

Customizable options that help your family grow:

INVESTMENT & WEALTH STRATEGIES

Our holistic approach to wealth accumulation is imperative, even if retirement is still many years down the road. We will help you understand your needs and create a financial plan that can withstand the fiercest market conditions. Not having to worry about outliving your assets will give you confidence in your investments throughout your golden years.

  • IRA’s (traditional, roth, rollover, sep)

  • Annuities (variable, fixed, indexed)

  • Brokerage Accounts (mutual funds, stocks, etf’s, alternatives)

EDUCATION FUNDING

The college landscape has certainly changed over the years. So have the strategies regarding how to plan for and pay for college. We are licensed and up to date on the most recent law changes regarding educational tax credits, educational IRA’s, 529 college savings plans, custodial accounts, and how to use each one to your advantage.

  • 529 Plans

  • ESA’s​

LIFE, DISABILITY & LONG TERM CARE INSURANCE

Not everybody needs insurance. However, it is the most effective way to leverage dollars and plan for the “what ifs” of life. Some individuals who may have a higher immediate need are those who recently got married, had a child, purchased a home or business, those nearing retirement or those looking to create a legacy.

 

  • Life Insurance (variable, term, universal, joint survivorship, pension maximization)

  • Disability (short term & long term)

  • Long-Term Care (traditional policies and hybrid Life/LTC policies)

LEGACY & GENERATIONAL PLANNING

You have worked hard to accomplish your goals and provide for your family. Wouldn’t you like to ensure that your loved ones are taken care of for generations to come? We work with top notch attorneys and tax advisors to help you design & implement legacy and estate planning strategies. 

 

Ready to get started?

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AZ, CA, CO, CT, FL, HI, MA, MD, ME, MO, NC, NH, NJ, NY, PA, SC, VA, VT.

©2019 BY PLAN 4, INC.