Business Owners

Intelligent strategies that empower.

INVESTMENT & WEALTH STRATEGIES

As a business owner, it is often difficult to concentrate on your product or service when a million other things also need to get done. Our holistic approach to wealth accumulation is imperative to save you money on taxes, and assist you in building a retirement nest egg. This allows you to focus on what you are best at; taking care of your business. Let us help you design a comprehensive plan to increase employee satisfaction and retention, while decreasing the amount you pay in taxes.

  • IRA’s (sep, simple, traditional)

  • 401k/403b plans

  • Profit Sharing Plans

  • Qualified/Non-Qualified Deferred Compensation

EDUCATION FUNDING

Did you know that your business can significantly help your employee’s children go to college? The college landscape has certainly changed over the years. So have the strategies regarding how to plan for and pay for college. We are licensed and up to date on the most recent law changes regarding educational tax credits, educational IRA’s, 529 college savings plans, custodial accounts, and how to use each one to your businesses advantage.

  • 529 plans

  • ESA's

  • UGMA/UTMA

LIFE, DISABILITY & LONG TERM CARE INSURANCE

Business insurance is a HUGE topic of conversation. There are many types of insurances that businesses need. We specialize in saving you tax dollars while insuring against a premature death or disability of one of your employees, partners or yourself. After entering into a partnership or purchasing/starting a business, the most important thing is that you cover yourself and plan for the “what ifs” that may occur during your time in business.

  • Buy/Sell agreements

  • Key person insurance

  • Group life/disability/medical plans

LEGACY & GENERATIONAL PLANNING

You have worked hard to accomplish your goals and build up your business. Are you trying to keep the business in the family? We work with top notch attorneys and tax advisors to help you design & implement legacy and estate planning strategies. This way, you can retire comfortably knowing that the business that you helped build will be standing for generations to come.

  • Wealth transfer policies

Ready to get started?

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AZ, CA, CO, CT, FL, HI, MA, MD, ME, MO, NC, NH, NJ, NY, PA, SC, VA, VT.

©2019 BY PLAN 4, INC.